When looking for a new home in the UK, many buyers find themselves choosing between a terraced house vs semi-detached properties. Both have their pros and cons and the right choice often depends on your budget, lifestyle and personal preferences. In this guide we break down the differences, pros and cons and what to consider when choosing between a terraced house and a semi-detached home.
What’s the difference between a Terraced House and a Semi-Detached Home?
A terraced house is part of a row of similar properties that are joined together by shared side walls. Found in urban areas, terraced houses make the most of space and are ideal for those who want to live closer to the town or city centre.
A semi-detached home is one of a pair of houses joined on only one side. This means more privacy and often a larger plot of land compared to a terraced house. Semi-detached properties are found in both suburban and rural areas and are popular with families.
Pros and Cons of Terraced Houses
Pros of terraced houses
- Cheaper: Terraced homes are cheaper to buy and maintain than detached or semi-detached homes.
- Efficient heating: Being connected on both sides means less heat loss which can save on energy bills.
- Close knit communities: These homes are often found in established neighbourhoods so a strong sense of community.
Cons of terraced houses
- Limited privacy: With neighbours on both sides soundproofing can be an issue.
- Less outdoor space: Gardens are smaller and no side access.
- Parking can be a nightmare: Many terraced houses rely on on-street parking which can be limited in busy areas.
Pros and Cons of Semi-Detached Homes
Pros of semi-detached homes
- More privacy: With only one shared wall there’s less chance of noise from neighbours.
- Bigger gardens and space: Semi-detached homes often have front and rear gardens and more living space.* More scope for extension: There’s usually more room to extend especially on the unshared side.
Cons of semi-detached homes
- More expensive: Semi-detached properties are more expensive than terraced homes.
- Heating efficiency may vary: With one exposed wall energy efficiency can be slightly reduced compared to a terraced house.
- Shared responsibility: Any issues with the shared wall may require you to work with your neighbour.
Which is more affordable: Terraced or Semi-Detached?
In general terraced houses are more affordable than semi-detached properties. They are cheaper to buy, insure and heat. So they’re a popular choice for first time buyers, young professionals or those looking to get on the property ladder.
However semi-detached homes may offer better long term value especially if you’re looking to extend in the future or need more space for a growing family. The higher initial cost can sometimes be offset by increased resale value and room for improvement.
Terraced vs Semi-Detached: Which one suits your lifestyle?
When choosing between a terraced house and a semi-detached home consider what matters most to you.
If you prioritise affordability, location and low running costs a terraced house may be the way to go.
If space, privacy and long term potential are more important then a semi-detached home could be the better choice.
Think about your daily routine, family needs and long term goals. Visiting both types of properties can also help you get a feel for what works best for your lifestyle.
Choosing between a terraced house and a semi-detached home is a big decision. By weighing up the pros and cons, understanding the differences and considering your budget and lifestyle you can make an informed choice that suits you today and in the future.
For more information on what type of house to invest in, contact us today.
